TiltVault — Earn 5-8% APY with Your Debit Card | DeFi Made Simple
Your savings account pays 0.1%. TiltVault lets you deposit via debit card and earn 5-8% APY through battle-tested DeFi protocols like Aave and Morpho — no crypto wallet needed.
Free Deposits Forever with ERGC
Traditional on-ramps charge 3-7% per deposit ($120-360/year). Buy 100 ERGC for ~$10 once and deposit free forever. Plus earn passive staking rewards just by holding. Learn more about ERGC.
How It Works
- Sign up with email — No crypto wallet or seed phrase needed.
- Deposit with your debit card — Funds convert to USDC automatically.
- Earn 5-8% APY — Your money works across Aave and Morpho vaults.
- Withdraw anytime — No lockups, no penalties, no waiting periods.
Supported Protocols
- Aave — Lending and borrowing on the $70B+ audited protocol across Avalanche and Arbitrum.
- Morpho — Optimized lending rates through peer-to-peer matching on Arbitrum.
- GMX — Perpetual trading with up to 50x Bitcoin leverage and automatic safety limits.
- Lido — Liquid staking with stETH for Ethereum staking rewards.
- EigenLayer — Restaking to earn additional yield on staked ETH.
- Ethena — Synthetic dollar (USDe) with delta-neutral yield strategies.
- ether.fi — Liquid restaking protocol for maximized ETH yields.
- Sky, Spark, Babylon Protocol — Additional yield and Bitcoin staking strategies.
Platform Features
- Earn Yield — Deposit cash and earn 5-8% APY through Aave and Morpho vaults. Choose Conservative or Growth strategies.
- Bitcoin Leverage Trading — Trade BTC with up to 50x leverage on GMX via Avalanche. One-click positions.
- Cross-Chain Token Swap — Best rates from Uniswap, PancakeSwap, TraderJoe, and 20+ DEXes across 15 chains via LI.FI.
- AgentM — All-in-one DeFi toolkit: ERGC balances across 11 chains, omnichain swap, USDC deposits to Aave & Morpho, and send BTC from any token.
- ERGC Token — Buy once for ~$10, deposit free forever. 80/20 self-staking across 11 LayerZero chains.
- Portfolio Monitor — Real-time health checks across all your DeFi positions in one dashboard.
- Strategy Guides — Learn DeFi strategies and best practices for maximizing yield.
- Blog — Educational content about stablecoins, DeFi, and crypto investing.
Supported Networks
TiltVault operates across Avalanche, Arbitrum, Ethereum, BNB Smart Chain, Base, Optimism, Polygon, Celo, Linea, Scroll, and Aurora — giving you access to the best yields across DeFi on 11+ chains.
Why Users Trust TiltVault
- $30B+ in Aave TVL — Your funds go into the largest lending protocol in DeFi, operating since 2020.
- 30+ independent audits — Aave has been audited by Trail of Bits, OpenZeppelin, Certora, and more.
- 100% non-custodial — We cannot access or move your funds. You always own your money.
- Open-source protocols — Aave, Morpho, and GMX smart contracts are publicly verifiable on-chain.
- No hidden fees — Gas fees, 0.30% swap fees (shown upfront), and zero deposit fees for ERGC holders.
- Withdraw anytime — No lockups, no exit penalties, no waiting periods.
